The Process

How it works

The process is designed to be as straightforward as possible whilst ensuring that you get the most appropriate product. You are dealing direcly with a lender rather than a broker so solutions are quick and efficient and centred on providing effective lending solutions.


We use a short application to get a feel for your needs, the car and your specific requirements. Once we have the basics we contact you to narrow down the product options and ensure that we supply you with the best solution to save you both time and money


Whether you are looking to purchase a new vehicle or you are using your current vehicle to release equity, we use our in house panel of experts to provide a fair valuation on the vehicle so that you have confidence in the market value regardless of the product supplied

Product Offer

SCF provide you with funding options and we pride ourselves on being flexible so we consider non standard circumstances and arrangements. Everything is transparent so you know exactly what the deal entails and we provide a tailor made funding solution

Vehicle Inspection

We inspect the vehicle on site in order to ensure fair value and condition. This is particularly important where you are releasing equity on product but it's also of use in getting a second opinion when using SCF to purchase a vehicle.

Release of Funds

When purchasing a new vehicle using a SCF product, we will pay the balance to the dealer quickly and directly. Where you are using a product to release equity from a vehicle you own, we look to do a same day transfer into your account once the steps are complete